This communication is strictly intended for individuals residing in those states in which
Mr. Elder is registered to provide securities, insurance, and investment advisory services.

We are registered to provide securities in
ARIZONA, CALIFORNIA, COLORADO, IDAHO, MICHIGAN, NEVADA, NEW MEXICO, NEW YORK, OHIO, OREGON, TEXAS, WASHINGTON, and WYOMING.

We are registered to provide insurance in
ARIZONA, CALIFORNIA, IDAHO, NEVADA,
NEW MEXICO, OHIO, OREGON, TEXAS, WASHINGTON, and WYOMING.

Regulations require that no offers be made or accepted from any resident outside the specific states referenced.

Registered Principal offering Securities and Advisory Services through United Planners Financial Services. A Limited Partnership. Member: FINRA, SIPC
CA Insurance Lic. #0558562

resident non-resident